⚠️ 女客户被电单车撞倒，意外险如何赔？⚠️ Female Client Hit by E-Bike: How Accident Insurance Saved Her

⚠️ 女客户被电单车撞倒，意外险如何赔？

这是真实发生在我客户身上的事👇 👩‍🦰 A女士下班走路回家，绿灯时过马路，却被一辆闯红灯的电单车撞倒。 🦴 结果骨折 + 住院 4 天，治疗费高达 🐴3,XXX！ 问题来了： ❌ 她没有医药卡 但庆幸的是，她之前有买一份 意外险（每年只需 🐴365）。 👉 最后获赔： 住院津贴 🐴150/天 × 4 = 🐴600 骨折固定金 🐴1,000 交通补助 🐴100 🔒 总赔偿 🐴1,700（覆盖了一半治疗费用！） 🧠 很多人以为「意外险 = 车祸才赔」，其实并不是！ ✅ 只要是突发、非疾病造成的伤害，意外险都有机会理赔。 💡小提醒：走路、骑车、甚至上下班途中，风险比你想象中更常见。 📥 你有没有遇过让你心惊胆战的“意外瞬间”？欢迎留言分享！

👉 点击这里以通过 Google Business Profile 联系我，谢谢！ #意外保险 #真实案例 #日常风险 #保险知识 #出行安全 #日常保障 #走路也有风险 #保险避坑 #生活保障 #小红书分享

⚠️ Female Client Hit by E-Bike: How Accident Insurance Saved Her

This is a real story from one of my clients 👇

👩‍🦰 Ms. A was walking home after work. She crossed the road at a green light, but was suddenly hit by an e-bike that ran the red light. 🦴 The result: a fracture + 4 days of hospitalization. Her medical expenses came up to RM3,XXX!

Here’s the issue: ❌ She didn’t have a medical card.

But fortunately, she had purchased an Accident Insurance plan earlier (only RM365 per year). 👉 In the end, her claim payout was:

• Hospital cash allowance: RM150/day × 4 = RM600

• Fracture benefit: RM1,000

• Transportation allowance: RM100

🔒 Total compensation = RM1,700 (covered about half of her treatment costs!)

🧠 Many people think “Accident Insurance = only for car accidents.” That’s a misconception!
✅ As long as the injury is sudden and caused by an accident (not illness), accident insurance can provide coverage.

💡 A little reminder: walking, cycling, or even commuting to and from work carries more risk than you might think.

👉 Click here to reach me via Google Business.

📥 Have you ever experienced a shocking “accident moment”? Feel free to share in the comments!