更新车险注意! 便宜保单可能暗藏 2 个陷阱🚗 Car Insurance Alert! Cheap Policies May Hide 2 Traps

更新车险注意! 便宜保单可能暗藏 2 个陷阱

最近A跟我说，他找到一张车险报价，比别人便宜 ！ 结果一查，发现有 2 个大坑： ⚠️ 陷阱 1：Excess 自付额过高 表面便宜，出事要你先自己付 1XXX 才能理赔 ⚠️ 陷阱 2：附加保障被砍掉 没有 Special Perils（水灾保障） ✅ 便宜不一定等于划算。车险要“比保障”，不是只比价钱！ 📥 你买车险时会先看价钱，还是先看保障？留言说说你的想法 👇

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🚗 Car Insurance Alert! Cheap Policies May Hide 2 Traps

Recently, A told me he found a car insurance quote that was cheaper than others!
But after checking carefully, we discovered 2 major traps hiding behind it:

⚠️ Trap 1: Excess (Self-Payment) Too High
It looks cheap on paper, but when an accident happens, you’ll need to pay over RM1,000 out of your own pocket before the insurance pays.

⚠️ Trap 2: Missing Add-On Coverage
The policy doesn’t include Special Perils (flood coverage).

✅ Remember, cheap doesn’t always mean better. When buying car insurance, compare the coverage, not just the price!

📥 When you renew your car insurance, do you check the price first or the coverage first? Share your thoughts in the comments 👇

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