⚠️险! 屋顶瓷砖大风吹落，砸坏车!⚠️ Risk Alert! Roof Tile Blown Off by Strong Wind, Damaged Car!

⚠️险! 屋顶瓷砖大风吹落，砸坏车!

📍真实案例： 上周的一场大风，把一间房屋屋顶吹得摇摇欲坠。A阿姨在家煮饭时，突然听到“砰！”的一声，吓得她冲出去一看——她的车被砸了！🚘💔 原来是一块瓷砖从屋顶掉落，刚好砸中了她的车头，引擎盖凹陷，挡风玻璃碎裂，维修费至少RM5,000！😨 📍问题来了：保险赔吗？ 一般的车险 ❌不赔 这类天灾造成的损失！如果你没额外加 “Special Perils”（特殊天灾保障），你的保险公司可能不会赔！😭 📍什么是Special Perils？ ✅ 保障 水灾、山洪、泥石流、土崩、风灾、雷击、树木倒塌 等 自然灾害 对车子的损害！💰💨 📍A阿姨的血泪教训： 她没有加 Special Perils，结果修车费用 只能自己承担！ 🥲 但如果有这个保障，保险公司就能帮她 理赔维修费，让她不用心痛钱包！ 👉 你的车有买 Special Perils 吗？ 不想哪天突如其来的灾难让你荷包大出血，现在就检查你的保单！随时可以📩我

👉 点击这里以通过 Google Business Profile 联系我，谢谢！ #保险推荐 #车险 #汽车保险 #保险科普 #SpecialPerils #msig #GENERALI #allianz安联 #我的兼职日常 #penang

⚠️ Risk Alert! Roof Tile Blown Off by Strong Wind, Damaged Car!

📍Real Case:
Just last week, a strong windstorm almost tore the roof off a house. While Auntie A was cooking at home, she suddenly heard a loud “bang!” Shocked, she rushed out and saw — her car had been hit! 🚘💔
A roof tile had fallen and smashed right onto the front of her car, causing a dented hood and shattered windshield. The repair cost? At least RM5,000! 😨

📍Here’s the Big Question: Will Insurance Cover This?
Standard car insurance ❌ does NOT cover damage caused by natural disasters like this!
Unless you’ve added on the “Special Perils” coverage, your insurance company likely won’t pay for the damage. 😭

📍What is Special Perils?
✅ It covers damage to your car caused by:

• Floods

• Flash floods

• Landslides

• Mudslides

• Earth movements

• Storms

• Lightning strikes

• Falling trees
  …and other natural disasters! 💰💨

📍Auntie A’s Painful Lesson:
She didn’t include Special Perils in her policy, so she had to pay for the repairs herself. 🥲
If she had it, the insurance would have covered the damage — saving her wallet from the pain!

👉 Have you added Special Perils to your car insurance?
Don’t wait until disaster strikes and you're stuck with a huge bill.
Check your policy now — and feel free to 📩 message me anytime for help.

👉 Click here to reach me via Google Business.

#InsuranceTips #CarInsurance #SpecialPerils #InsuranceAwareness #MalaysiaInsurance #Allianz #MSIG #Generali #Penang