🎒 行李延误多久，保险才会赔？🎒 How Long Does It Take for Travel Insurance to Cover Baggage Delay?

🎒 行李延误多久，保险才会赔？

很多人以为行李延误马上可以索赔，其实不同保险条款差很大： Q：一般来说，行李延误需要多久才符合索赔条件？ A. 2 小时 B. 6 小时 C. 12 小时 👉 答案：B（部分保险要求 6 小时以上） 💡 所以买旅游险前要看清楚条款，别到时候白等！

📥 你有遇过行李延误的情况吗？最久等了多久？留言告诉我 👇

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🎒 How Long Does It Take for Travel Insurance to Cover Baggage Delay?

Many travelers think they can claim compensation as soon as their baggage is delayed — but in fact, it depends on the insurance policy terms!

Q: How long must your baggage be delayed before you can make a claim?
A. 2 hours
B. 6 hours
C. 12 hours

👉 Answer: B (Some insurance companies require at least 6 hours of delay)
💡 So always read the policy carefully before buying travel insurance — don’t wait in vain when things go wrong!

📥 Have you ever experienced baggage delay? What’s the longest you’ve had to wait? Share your story below 👇

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