Malaysia is entering the October–November inter-monsoon period, when thunderstorms are more frequent. METMalaysia says thunderstorms are common throughout Malaysia and become more frequent during the inter-monsoon periods. On 4 October 2026, METMalaysia issued a thunderstorm warning covering several states including Penang, Kedah, Perlis, Perak, Melaka and Johor. For motorists, there's an insurance question worth checking now: What happens if a tree falls on my car? Comprehensive Does Not Automatically Mean Everything According to PIAM, standard motor policies do not automatically cover damage from natural events such as: Flood Storm Landslide Fallen trees caused by natural events The relevant Special Perils extension can provide protection against these risks, subject to the policy terms. Example Imagine: Car insured value: RM100,000 A storm causes a tree to fall onto your car. Repair estimate: RM12,000 Whether you can claim depends on your actual policy coverage. If you have ...
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